The logic of insurance contracts requires that the insured can cover the risk of suffering damage by the payment of a premium that, in the event of an accident, gives the right to obtain fair compensation for their losses.
Therefore, when to take out an insurance policy, it presents itself to the company the necessity to indicate to his insurance consultant the amount of capital to ensure the subject of the contract, considering that the indication of non-matching funds in excess would entail a waste of money, while a defect would lead to an improper application of sub-insurance and "proportional rule" in their assessment of the damage.
It is therefore necessary to have an appropriate assessment tool, a document drawn up by a reliable impartial company recognized by Insurance Companies, which is an indispensable prerequisite for the rapid resolution of any disputes arising from a different and often contradictory perception of the value of damaged property.

Operative methodology

The service is based on a complete census of business assets, carried out by technicians and in accordance with specific operational criteria.
The assets so valued are inventoried according to the criteria of "a New Value" and "Present Value" and collected documents certified estimate, the Company delivered to your insurance consultant.
The stipulation of the bill with a "Declaration of Value" ensures the Company:

• impartiality of trial (the values of assets are determined by a third between the parties);
• clarity of reference (description of property included in the estimate);
• improved knowledge of the figures (the total capital insured is determined by the sum of individual values documented partial).